One-Time Plan Process

What is the One-Time Plan?

planning process

The One-Time Plan is built for individuals who want clarity and peace in their financial life. Rather than working with an advisor to manage your investments, we create a snapshot of your finances along with a step-by-step action plan to improve them.

Simple, clear, actionable advice to take you from A to B.

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planning process

How it works

01

Apply for the one-time planning service

You will fill out a quick questionnaire to answer some questions about yourself and why you want to create a financial plan. We’d love to know a little about you before we get started, and this will get the ball rolling on getting to know you.

02

Create a financial planning profile

Once your application is accepted, you will receive an email with a link to create your Client Profile in our financial planning software, RightCapital. You will go through the onboarding process to put all your relevant information into the software and complete the tasks to upload additional information in your planning Dashboard.

03

We review the information prior to meeting

When your planning profile is filled out and your tasks are completed, our team will review the information and start working on your financial plan.

04

We meet for 90 minutes to identify your values & goals

The important part of this process is getting it right when it comes to your plan. To ensure this happens, we have a Design Meeting over Google Meet to review the information you put in, review your most pressing questions, and create clarity on a path forward.

05

Your plan is delivered to you within the next two weeks (via video)

Following the Design Meeting, we’ll tie up the loose ends and walk through the financial plan topic-by-topic via Loom video. This will provide context and clarity around the best next steps for your financial life.

06

You have access to us for 30 days following the delivery of the plan to ask questions.

Your plan will have all the action steps you need to make progress toward your financial goals. Still, sometimes it helps to get your questions answered on how to move the ball forward. You maintain access to us for 30 days following the delivery of the plan to get the answers you need via email.

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Actionable items for the key pieces to your financial picture.

Financial goals

We work with you to set goals to achieve a wealthy life on your terms. Your goals should create clarity and confidence in the direction you are headed.

Risk management

The best plans can be laid to waste by unexpected expenses or catastrophes. We will review your gaps and provide feedback on how to shore up those weaknesses in your plan.

Cashflow

You cannot know how to successfully move forward without knowing where your money is going. We help you create a cashflow plan that works for your lifestyle.

Investment strategy

Your investment strategy is a part of the whole financial picture. We’ll help you understand how investments drive progress toward your goals.

Debt pay-off

We work together to understand your debt situation (student loans, car loans, credit card, or mortgage) and chart a path forward.

Financial independence

You want to live a wealthy life on your terms and make work optional. We help you identify what that means to you and how much money you need to make it happen.

What We Help With

Why would I need a financial advisor?

This is a great question. It can be hard to know what benefit you might receive from a financial advisor without having experienced working with one before. The clarity and confidence of knowing your financial life is in order and on the right track could be one benefit, and potentially worth the cost on its own.

That said, Vanguard did a study showing investors with a financial advisor average 3% NET average returns higher than those without an advisor. Beyond investment choices and behavior, a good advisor acts as a guide to a changing landscape of tax, financial, and investment pitfalls, opportunities to be sure you are on the right path FOR YOU.

Are there any other fees I pay for the plan or the RightCapital portal access?

No – your one-time financial plan only has the $4,500 flat fee.

Do you offer any other services?

Yes – we offer ongoing financial planning and portfolio management services. Those offerings can be found here.

What if I decide I want to work with Defining Wealth in an ongoing capacity?

If you decide to move forward with Defining Wealth in an ongoing capacity, we will apply your one-time plan fee to the applicable fees for the service you choose going forward.

Is there a process for reaching out after the 30-day period following my financial plan delivery?

If you would like support with your financial plan following the 30-day period following plan delivery, we have additional service offerings that could make sense for you. We offering Ongoing Planning for those looking to establish a long-term relationship or a Financial Plan Review – an hour-long review of your plan with suggestions for moving forward.

Will I be able to access my RightCapital portal after the plan is delivered?

Yes – you will have access to your RightCapital portal as long as you want it!

Pricing

A simple, clear, one-time fee of $4,500.

Apply for the one-time plan

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